Simply Blue – easy, affordable health care coverage

Your Agent is Murray Herstein 612.991.3546

Benefits you want at a price you can afford.

This is your health plan, because you can customize it. You pick the deductible you want and the drug coverage you want. You get immediate help paying for doctor office visits, and prescription drugs, and full protection from big medical costs. Simply Blue: a smart plan at a low cost.

Health plans are as unique and individual as you are.
And the kind of plan you want can change as you move from one stage of your life to the next. So whether you need a plan just for you, or for you and your family, a plan with drug coverage options or a health savings account, you’ll find one that fits you at Blue Cross.

Preventive care benefits: covered at 100 percent, no deductible

A low copay for your first three office visits each year

Two drug coverage options. One that covers generics only for a small copay and the other that covers brand name drugs, too.

Health club discount. Get up to $20 per month toward your membership at participating fitness clubs.

Three deductible choices

For the first emergency room visit you have a $250 copay

For the first urgent care visit you have a $100 copay

Coverage anywhere in the United States thanks to BlueCard® — and everywhere else through BlueCard Worldwide®

And there is no maximum to the amount of health care you can receive. So you are protected against catastrophic illnesses and accidents.

Simply Blue health plan also protects your bank account

You work hard for your money. An unexpected injury could take it all away, unless you have a health plan.
Here are some common injuries and their average medical costs*:

MRI	$ 2,000
Tonsil removal	$ 5,820
Removing an appendix	$ 13,405
Repairing a ruptured Achilles tendon	$ 17,480
Fixing a torn knee meniscus	$ 17,500

*Source: surgerycosts.net, 2010

When you buy a health plan, you’ll get protection from high medical expenses like those shown above.

You get a choice
Simply Blue is an affordable and easy-to-use health plan. You get great coverage and can choose the options that fit you best. Select one of three annual deductibles and the higher your deductible, the lower your premium. You can also choose a drug coverage option to cover just generic drugs, or both generic and brand-name drugs.

Quick, hassle-free claims processing
We’ll handle your claims efficiently, quickly, accurately and without hassle. After all, isn’t that what a health plan is for?

Unmatched service
When you call customer service, Health Guides will answer your questions, solve any issues you might have and refer you to additional resources that can help you save money and improve your health.

Health care coverage anywhere in the world
More than 97 percent of Minnesota doctors and hospitals are in our network, where you always get the best benefit for your dollar. You’re also “in network” virtually anywhere you go in the United States with BlueCard® and internationally through BlueCard Worldwide®. And you never need a referral.

Be fit. Be rewarded.
Simply Blue can make a healthy difference in your life with a health club discount of up to $20 per month toward your membership fee at thousands of participating health clubs. You also get a personal online wellness center that includes a health assessment, coaching support and more. Your personal account at the myBlueCross online member center will help you manage your health and your health care expenses.

Save on prescription drugs and disposable medical supplies
With 90dayRx, only from Blue Cross and Blue Shield of Minnesota, you can fill 90-day prescriptions at participating retail pharmacies or through mail order and pay less than you would for three separate 30-day prescriptions.

If you use disposable medical supplies, you can get free home delivery and up to 10 percent discount from Edgepark Medical Supplies.

A name that Minnesotans know
For more than 75 years Blue Cross has earned the trust of our members by offering solid, reliable health plans and service second to none. That’s longer than any other health plan in the state. Today, we serve nearly three million members. And you can count on us being here when you need us.

*Authorized independent agent/agency for Blue Cross and Blue Shield of Minnesota.